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๐Ÿ’ณ Hashgraph, Mastercard Crypto Partner Program ํ•ฉ๋ฅ˜… ๊ธ€๋กœ๋ฒŒ ์˜จ์ฒด์ธ ๊ฒฐ์ œ ํ˜‘๋ ฅ ํ™•๋Œ€

 

Hashgraph๊ฐ€ Mastercard Crypto Partner Program์— ๊ณต์‹ ํ•ฉ๋ฅ˜ํ–ˆ์Šต๋‹ˆ๋‹ค. ์ด๋ฒˆ ํ•ฉ๋ฅ˜๋ฅผ ํ†ตํ•ด Hashgraph๋Š” Mastercard ๋ฐ ๋‹ค์–‘ํ•œ ํŒŒํŠธ๋„ˆ๋“ค๊ณผ ํ˜‘๋ ฅํ•ด ์˜จ์ฒด์ธ ๊ธฐ๋ฐ˜ ๊ตญ๊ฒฝ ๊ฐ„ ์†ก๊ธˆ(Cross-border Money Movement), ๊ธฐ์—… ๊ฐ„ ๊ฑฐ๋ž˜(B2B Payments), ๊ฒฐ์ œ(Settlement) ๋“ฑ ๊ธ€๋กœ๋ฒŒ ๋””์ง€ํ„ธ ๊ฒฐ์ œ ์ธํ”„๋ผ ํ™•๋Œ€๋ฅผ ์ถ”์ง„ํ•˜๊ฒŒ ๋ฉ๋‹ˆ๋‹ค.

๐ŸŒ Mastercard Crypto Partner Program์ด๋ž€?

Mastercard Crypto Partner Program์€ ๋ธ”๋ก์ฒด์ธ๊ณผ ์Šคํ…Œ์ด๋ธ”์ฝ”์ธ ๊ธฐ์—…๋“ค์ด Mastercard ๋ฐ ๊ธ€๋กœ๋ฒŒ ํŒŒํŠธ๋„ˆ๋“ค๊ณผ ํ˜‘๋ ฅํ•ด ์‹ค์ œ ์ƒ์šฉ ๊ธˆ์œต ์„œ๋น„์Šค๋ฅผ ๊ตฌ์ถ•ํ•  ์ˆ˜ ์žˆ๋„๋ก ์ง€์›ํ•˜๋Š” ํ˜‘๋ ฅ ํ”„๋กœ๊ทธ๋žจ์ž…๋‹ˆ๋‹ค.

ํ”„๋กœ๊ทธ๋žจ์€

์•„์ด๋””์–ด์˜ ์ƒ์šฉํ™” ์ง€์›

๊ธ€๋กœ๋ฒŒ ๊ฒฐ์ œ ๋„คํŠธ์›Œํฌ ์—ฐ๊ณ„

๊ณต๋™ ์ œํ’ˆ ๊ฐœ๋ฐœ

์‹œ์žฅ ์ง„์ถœ(Go-to-Market) ์ง€์›

๊ทœ์ œ ๋ฐ ์ปดํ”Œ๋ผ์ด์–ธ์Šค ๊ธฐ๋ฐ˜ ํ˜‘์—…

๋“ฑ์„ ํ†ตํ•ด ์˜จ์ฒด์ธ ๊ธˆ์œต ์„œ๋น„์Šค๋ฅผ ๊ธ€๋กœ๋ฒŒ ์ƒ๊ฑฐ๋ž˜ ํ™˜๊ฒฝ์œผ๋กœ ํ™•์žฅํ•˜๋Š” ๊ฒƒ์„ ๋ชฉํ‘œ๋กœ ํ•ฉ๋‹ˆ๋‹ค.

⚙️ Hashgraph์˜ ์—ญํ• 

Hashgraph๋Š” ํ”„๋กœ๊ทธ๋žจ ๋‚ด ๋ธ”๋ก์ฒด์ธ(Blockchains) ๋ถ„์•ผ ํŒŒํŠธ๋„ˆ๋กœ ์ฐธ์—ฌํ•ฉ๋‹ˆ๋‹ค.

์ด๋ฅผ ํ†ตํ•ด Mastercard ๋ฐ ๋‹ค๋ฅธ ์ƒํƒœ๊ณ„ ์ฐธ์—ฌ ๊ธฐ์—…๋“ค๊ณผ ํ•จ๊ป˜

์˜จ์ฒด์ธ ๊ตญ๊ฒฝ ๊ฐ„ ๊ฒฐ์ œ

๊ธฐ์—… ๊ฐ„(B2B) ๊ฑฐ๋ž˜

๋””์ง€ํ„ธ ์ž์‚ฐ ๊ฒฐ์ œ(Settlement)

๋“ฑ ๋‹ค์–‘ํ•œ ํ™œ์šฉ ์‚ฌ๋ก€๋ฅผ ๊ณต๋™์œผ๋กœ ๊ฐœ๋ฐœํ•  ์˜ˆ์ •์ž…๋‹ˆ๋‹ค.

Hashgraph๋Š” ์ด๋ฒˆ ํ˜‘๋ ฅ์ด ์—”ํ„ฐํ”„๋ผ์ด์ฆˆ๊ธ‰ ๊ธฐ์ˆ , ์‹ ๋ขฐํ•  ์ˆ˜ ์žˆ๋Š” ์ธํ”„๋ผ, ๊ทธ๋ฆฌ๊ณ  ๊ธ€๋กœ๋ฒŒ ๊ทœ๋ชจ์—์„œ๋„ ์•ˆ์ •์ ์œผ๋กœ ๋™์ž‘ํ•˜๋Š” ๋น ๋ฅธ Finality๋ฅผ ๊ธฐ๋ฐ˜์œผ๋กœ ์ถ”์ง„๋œ๋‹ค๊ณ  ์„ค๋ช…ํ–ˆ์Šต๋‹ˆ๋‹ค.

๐Ÿค ๋‹ค์–‘ํ•œ ๋””์ง€ํ„ธ ์ž์‚ฐ ๊ธฐ์—…๊ณผ ํ˜‘๋ ฅ

Mastercard Crypto Partner Program์—๋Š” ๋ธ”๋ก์ฒด์ธ ์™ธ์—๋„ ๋‹ค์–‘ํ•œ ๋ถ„์•ผ์˜ ๊ธฐ์—…๋“ค์ด ์ฐธ์—ฌํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

๋Œ€ํ‘œ์ ์œผ๋กœ

์Šคํ…Œ์ด๋ธ”์ฝ”์ธ ๋ฐœํ–‰์‚ฌ ๋ฐ ์ธํ”„๋ผ ๊ธฐ์—…

์˜จ·์˜คํ”„๋žจํ”„(On/Off Ramp) ์„œ๋น„์Šค ๊ธฐ์—…

์•”ํ˜ธํ™”ํ ์นด๋“œ ์†”๋ฃจ์…˜ ๊ธฐ์—…

๋ธ”๋ก์ฒด์ธ ์„œ๋น„์Šค ์ œ๊ณต์—…์ฒด

๋“ฑ์ด Mastercard์˜ ๊ธ€๋กœ๋ฒŒ ๋„คํŠธ์›Œํฌ์™€ ์—ฐ๊ณ„ํ•ด ๋””์ง€ํ„ธ ์ž์‚ฐ ์„œ๋น„์Šค๋ฅผ ํ™•๋Œ€ํ•  ์ˆ˜ ์žˆ๋„๋ก ์ง€์›๋ฐ›์Šต๋‹ˆ๋‹ค.

๐Ÿ’ฐ Mastercard, ์Šคํ…Œ์ด๋ธ”์ฝ”์ธ ์ „๋žต๋„ ํ™•๋Œ€

์ด๋ฒˆ ๋ฐœํ‘œ์™€ ํ•จ๊ป˜ Mastercard๋Š” ์Šคํ…Œ์ด๋ธ”์ฝ”์ธ ์ธํ”„๋ผ ๊ธฐ์—… BVNK ์ธ์ˆ˜๋ฅผ ์™„๋ฃŒํ–ˆ๋‹ค๊ณ  ๋ฐํ˜”์Šต๋‹ˆ๋‹ค.

Mastercard๋Š” ๋ฒ•์ •ํ™”ํ(Fiat), ์Šคํ…Œ์ด๋ธ”์ฝ”์ธ, ํ† ํฐํ™” ์˜ˆ๊ธˆ(Tokenized Deposits) ๋“ฑ ๋‹ค์–‘ํ•œ ํ˜•ํƒœ์˜ ๋””์ง€ํ„ธ ๊ฐ€์น˜๊ฐ€ ํ•จ๊ป˜ ํ™œ์šฉ๋˜๋Š” '๋ฉ€ํ‹ฐ ๋จธ๋‹ˆ(Multi-Money)' ์‹œ๋Œ€๊ฐ€ ๋„๋ž˜ํ•˜๊ณ  ์žˆ๋‹ค๊ณ  ์„ค๋ช…ํ–ˆ์Šต๋‹ˆ๋‹ค.

๋˜ํ•œ BVNK์˜ ์˜จ์ฒด์ธ ๊ฒฐ์ œ ์ธํ”„๋ผ์™€ Mastercard์˜ ๊ธ€๋กœ๋ฒŒ ๊ฒฐ์ œ ๋„คํŠธ์›Œํฌ๋ฅผ ๊ฒฐํ•ฉํ•ด

๊ตญ๊ฒฝ ๊ฐ„ B2B ๊ฒฐ์ œ

์†ก๊ธˆ(Remittance)

๊ธฐ์—… ์ง€๊ธ‰(Payout)

๊ฒฐ์ œ(Settlement)

์ž๊ธˆ ๊ด€๋ฆฌ(Treasury)

๋“ฑ ๋‹ค์–‘ํ•œ ๋ถ„์•ผ์—์„œ ๋ณด๋‹ค ์•ˆ์ „ํ•˜๊ณ  ์ƒํ˜ธ์šด์šฉ ๊ฐ€๋Šฅํ•œ ๊ธ€๋กœ๋ฒŒ ๊ฒฐ์ œ ํ™˜๊ฒฝ์„ ๊ตฌ์ถ•ํ•  ๊ณ„ํš์ด๋ผ๊ณ  ๋ฐํ˜”์Šต๋‹ˆ๋‹ค.

๐ŸŒ ์˜จ์ฒด์ธ ๊ธˆ์œต ์ธํ”„๋ผ ํ™•๋Œ€

Hashgraph์˜ Mastercard Crypto Partner Program ํ•ฉ๋ฅ˜๋Š” Hedera ๊ธฐ๋ฐ˜ ๊ธฐ์ˆ ์ด ๊ธ€๋กœ๋ฒŒ ๊ฒฐ์ œ ๋„คํŠธ์›Œํฌ์™€์˜ ํ˜‘๋ ฅ์„ ํ™•๋Œ€ํ•˜๋Š” ์‚ฌ๋ก€ ์ค‘ ํ•˜๋‚˜์ž…๋‹ˆ๋‹ค.

์ด๋ฒˆ ํ˜‘๋ ฅ์„ ํ†ตํ•ด Hashgraph๋Š” Mastercard ๋ฐ ๋‹ค์–‘ํ•œ ๊ธ€๋กœ๋ฒŒ ํŒŒํŠธ๋„ˆ๋“ค๊ณผ ํ•จ๊ป˜ ๊ตญ๊ฒฝ ๊ฐ„ ๊ฒฐ์ œ, ๊ธฐ์—… ๊ฐ„ ๊ฑฐ๋ž˜, ์Šคํ…Œ์ด๋ธ”์ฝ”์ธ ํ™œ์šฉ, ๋””์ง€ํ„ธ ์ž์‚ฐ ๊ฒฐ์ œ ๋“ฑ ์‹ค์ œ ๊ธˆ์œต ์„œ๋น„์Šค์— ์ ์šฉ ๊ฐ€๋Šฅํ•œ ์˜จ์ฒด์ธ ํ™œ์šฉ ์‚ฌ๋ก€๋ฅผ ํ™•๋Œ€ํ•ด ๋‚˜๊ฐˆ ์˜ˆ์ •์ž…๋‹ˆ๋‹ค.

๐Ÿ”— ์ž์„ธํžˆ ๋ณด๊ธฐ

https://www.mastercard.com/global/en/business/payments/consumer-payments/next-gen-payments/digital-asset-solutions/mastercard-crypto-partner-program.html

https://www.mastercard.com/us/en/news-and-trends/press/2026/august/mastercard-completes-acquisition-of-bvnk-to-advance-global-stabl.html

๐Ÿ“š ์ง€๊ธˆ ํ—ค๋ฐ๋ผ ์ปค๋ฎค๋‹ˆํ‹ฐ์— ์ฐธ์—ฌํ•˜์‹œ๊ณ  ์ตœ์‹  ๋‰ด์Šค๋ถ€ํ„ฐ ์‹ค์‚ฌ์šฉ ๊ฐ€์ด๋“œ๊นŒ์ง€, ์ง์ ‘ ์†Œํ†ตํ•˜๋ฉฐ ๊ฒฝํ—˜ํ•ด๋ณด์„ธ์š”!

๐ŸŸก ์นด์นด์˜ค (PIN: 0916): https://open.kakao.com/o/gmfIGP0

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